The debt collector should not give false information to Credit bureaus, like intentionally changing your address, especially when the person that owes the debt has already supplied the Credit Bureaus with the correct information.
Sorry, but you are mistaken about debt collectors not being able to change information in your credit file. Yes, they can, and yes they do.
If my account has been sold (several) times to other people, and my original creditor no longer owns the account, then how would my account be (updated/reported) by that company (debt collector) that purchased it?
And, yes they (the person furnishing) the information to the credit bureau can and do supply credit bureaus with fraudulent information. That's how Debt Collector's get sued in the first place.
You are absolutely right. But, you'd be surprised at how many times this does happen and how many times the Credit Bureaus Do change correct information to false information supplied by the 'furnisher/debt collector'. Because I had to send in numerous Certified Letter to the Credit Bureaus, (all of them), in order to stay on top of all the false information and tricks that they did supply. And I have written proof, that this does and is still happening to other consumers, right now.
Patpc101
1
The debt collector should not give false information to Credit bureaus, like intentionally changing your address, especially when the person that owes the debt has already supplied the Credit Bureaus with the correct information.
View this comment in the discussion thread
Patpc101
2
Sorry, but you are mistaken about debt collectors not being able to change information in your credit file. Yes, they can, and yes they do. If my account has been sold (several) times to other people, and my original creditor no longer owns the account, then how would my account be (updated/reported) by that company (debt collector) that purchased it? And, yes they (the person furnishing) the information to the credit bureau can and do supply credit bureaus with fraudulent information. That's how Debt Collector's get sued in the first place.
View this comment in the discussion thread
Patpc101
3
You are absolutely right. But, you'd be surprised at how many times this does happen and how many times the Credit Bureaus Do change correct information to false information supplied by the 'furnisher/debt collector'. Because I had to send in numerous Certified Letter to the Credit Bureaus, (all of them), in order to stay on top of all the false information and tricks that they did supply. And I have written proof, that this does and is still happening to other consumers, right now.
View this comment in the discussion thread