I don't think that we are discussing how to block a collector from calling you.
You shouldn't have to feel that you have to " block " a call . You should just answer and ask them not to call you.
Thanks for your comments CG and welcome. Do you know whether it's common for service members to give debt collectors permission to contact their commanding officers? Can you share more details about what usually happens when commanding officers are contacted?
Thanks for your input CG. What kind of wording do you think would help consumers understand their rights in situations like bad check violations? Also, you mention reports by consumer groups. Could you give us a link to those reports so that other users can see and comment on it? You might also be interested in visiting the validation notice subsection
There was another debt collector that went after me a second time. First they placed me on their hit list trying to get me to pay the debt of a man with my last name and first initial. I told them that they were contacting the wrong person. Then, several months later, they went after me again, this time looking for a woman with my last name and first initial. After the second round, I send them a cease-communication letter, and they haven't called me again.
CG I endorse and want to add again at the risk of sounding like a broken record, it is the wild fluctuation in rules across the country. This is not a "state's rights" issue as someone wants to make it, but a way to bring some fairness and intelligence to this process.
R N
1
I don't think that we are discussing how to block a collector from calling you. You shouldn't have to feel that you have to " block " a call . You should just answer and ask them not to call you.
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Moderator
2
Thanks for your comments CG and welcome. Do you know whether it's common for service members to give debt collectors permission to contact their commanding officers? Can you share more details about what usually happens when commanding officers are contacted?
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Moderator
3
Thanks for your input CG. What kind of wording do you think would help consumers understand their rights in situations like bad check violations? Also, you mention reports by consumer groups. Could you give us a link to those reports so that other users can see and comment on it? You might also be interested in visiting the validation notice subsection
View this comment in the discussion thread
cathysceebs
4
There was another debt collector that went after me a second time. First they placed me on their hit list trying to get me to pay the debt of a man with my last name and first initial. I told them that they were contacting the wrong person. Then, several months later, they went after me again, this time looking for a woman with my last name and first initial. After the second round, I send them a cease-communication letter, and they haven't called me again.
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U.S. Marine
5
Unless the debt has been "re-aged" by a payment having been made or it is a judgment, it is certainly time Barred from collection.
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gmt512
6
CG I endorse and want to add again at the risk of sounding like a broken record, it is the wild fluctuation in rules across the country. This is not a "state's rights" issue as someone wants to make it, but a way to bring some fairness and intelligence to this process.
View this comment in the discussion thread