Ask these questions each time you read a comment.
Would you want to be paid for a debt owed to you?
Do you believe someone who agrees to pay a debt should be held accountable for the debt?
Keep in mind that there are businesses or entities that allow people to receive credit for things they do not have money for at the moment. The business or entity, in good faith, extends credit to the consumer with the intent to receive payment at a later date.
The business or entity was provided contact information by the consumer that it will use to collect or pass along to a collection agency to use to collect. The consumer can list whatever numbers or information they want and the business or entity must consider it to be truthful. Often the only way to determine if the information is accurate is to make a phone call. I’ve received these calls myself.
Depending on how much debt and how many business or entities have extended credit may be a factor on how often third parties are contacted.
I do believe that collection agencies that violate the law are not good for anyone. However, I pay my bills and would expect that everyone should be responsible for paying their bills. Much of the discussion has nothing to do with weather the bill is owed but how the contact was made.
Have you been harmed by a phone call? No
Has the business or entity been harmed by the debt not being paid? Yes
Have those of us that due pay our bills been harmed by the outstanding debt? Yes
I understand your concern and desire to stop the calls that are not for you. No one should be spoken to with disrespect. Period.
I dislike the fact that there isn’t a clearinghouse of sorts for phone numbers that would help eliminate the needless calls. Of course how would you stop a responsible party from adding their number to the NOT responsible list?
It is also unproductive for collection calls to be made to wrong party consumers. There isn’t a benefit to anyone to spend time making these calls.
There are many rules and regulations to keep collection agencies honest and legal. And there are consequences if they don’t. Do you know of any consequences to someone who gives out a bad phone number, address or even a name?
I think we should all ban together to restore integrity in the world of credit and stop making excuses for people who want to get out of paying.
Jim
1
Ask these questions each time you read a comment. Would you want to be paid for a debt owed to you? Do you believe someone who agrees to pay a debt should be held accountable for the debt? Keep in mind that there are businesses or entities that allow people to receive credit for things they do not have money for at the moment. The business or entity, in good faith, extends credit to the consumer with the intent to receive payment at a later date. The business or entity was provided contact information by the consumer that it will use to collect or pass along to a collection agency to use to collect. The consumer can list whatever numbers or information they want and the business or entity must consider it to be truthful. Often the only way to determine if the information is accurate is to make a phone call. I’ve received these calls myself. Depending on how much debt and how many business or entities have extended credit may be a factor on how often third parties are contacted. I do believe that collection agencies that violate the law are not good for anyone. However, I pay my bills and would expect that everyone should be responsible for paying their bills. Much of the discussion has nothing to do with weather the bill is owed but how the contact was made. Have you been harmed by a phone call? No Has the business or entity been harmed by the debt not being paid? Yes Have those of us that due pay our bills been harmed by the outstanding debt? Yes
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Jim
2I understand your concern and desire to stop the calls that are not for you. No one should be spoken to with disrespect. Period. I dislike the fact that there isn’t a clearinghouse of sorts for phone numbers that would help eliminate the needless calls. Of course how would you stop a responsible party from adding their number to the NOT responsible list? It is also unproductive for collection calls to be made to wrong party consumers. There isn’t a benefit to anyone to spend time making these calls. There are many rules and regulations to keep collection agencies honest and legal. And there are consequences if they don’t. Do you know of any consequences to someone who gives out a bad phone number, address or even a name? I think we should all ban together to restore integrity in the world of credit and stop making excuses for people who want to get out of paying.
View this comment in the discussion thread