Hello tankheadsr, thanks for joining us on RegulationRoom. This sounds like a frustrating situation and CFPB wants to hear about these types of experiences with debt collection. What do you mean when you say “they never appear until it’s over?” Could you give some of the details about your specific situation?
What I mean is I have had my credit report cleared three times they were never on either of them. And when i think I have cleared all of my crediters they get a judgement and freeze my account.
Thanks for your response tankheadsr, that sounds like a frustrating situation. If you haven't done so already, you may want to file a complaint on CFPB's website. CFPB also has sample letters that you might find helpful.
Moderator
1
Hello tankheadsr, thanks for joining us on RegulationRoom. This sounds like a frustrating situation and CFPB wants to hear about these types of experiences with debt collection. What do you mean when you say “they never appear until it’s over?” Could you give some of the details about your specific situation?
View this comment in the discussion thread
tankheadsr
2
What I mean is I have had my credit report cleared three times they were never on either of them. And when i think I have cleared all of my crediters they get a judgement and freeze my account.
View this comment in the discussion thread
Moderator
3
Thanks for your response tankheadsr, that sounds like a frustrating situation. If you haven't done so already, you may want to file a complaint on CFPB's website. CFPB also has sample letters that you might find helpful.
View this comment in the discussion thread