not sure where to chime in so here I go..I have had years of experience with debt collectors and a lot to say...when my remarried I started getting calls about a few credit cards my spouse had fallen behind in. the amount was not disputed and after a lot of calls I got retirement funds and paid the debts..oddly which I did not like the collector when asked to send in the mail the details and agreement to the amount we had on the phone agreed on said "we don't do business that way, only by phone" well I did on the phone authorize the release of my bank funds for the amount he and I had agreed on but I had no proof no agreement what the debt was not that it had been paid..fortunately we were never again contacted about that debt . and when contacted about other past due debts from collectors again the phone was the only way they collected money ...a few thousand ..each time..I would like to see changes for the collectors to be required to mail the agreement of collection with the credit card numbers dates and amount
a second comment in recent years and I do mean years an ongoing debt collection annoyance has been the calls I get . When I do answer them they are always for someone I do not know that never lived here.. It happens all the time I have answered and said I don't know the person called and been told my number is removed from the call list..but that does not stop the calls either a non answer , or a computer , or being told to hold by a computer, and always always it is a person I have never heard of..figuring out how to stop different debt collectors from calling my number for people that do not live her and I have never heard of would be wonderful
Harry Osell
1
not sure where to chime in so here I go..I have had years of experience with debt collectors and a lot to say...when my remarried I started getting calls about a few credit cards my spouse had fallen behind in. the amount was not disputed and after a lot of calls I got retirement funds and paid the debts..oddly which I did not like the collector when asked to send in the mail the details and agreement to the amount we had on the phone agreed on said "we don't do business that way, only by phone" well I did on the phone authorize the release of my bank funds for the amount he and I had agreed on but I had no proof no agreement what the debt was not that it had been paid..fortunately we were never again contacted about that debt . and when contacted about other past due debts from collectors again the phone was the only way they collected money ...a few thousand ..each time..I would like to see changes for the collectors to be required to mail the agreement of collection with the credit card numbers dates and amount
View this comment in the discussion thread
Harry Osell
2
a second comment in recent years and I do mean years an ongoing debt collection annoyance has been the calls I get . When I do answer them they are always for someone I do not know that never lived here.. It happens all the time I have answered and said I don't know the person called and been told my number is removed from the call list..but that does not stop the calls either a non answer , or a computer , or being told to hold by a computer, and always always it is a person I have never heard of..figuring out how to stop different debt collectors from calling my number for people that do not live her and I have never heard of would be wonderful
View this comment in the discussion thread