I have a fairly common last name, and my listing in the phone book uses two initials rather than a first name. I get calls from credit collectors several times a week looking for various people with my last name and one or the other of my two initials. They are just taking a stab in the dark. When I tell them that I don't live with any other family members and that I have an excellent credit rating, they take me off of their list to of numbers for today's person of interest. When I ask them not to call me at all because I have no other people living with me that they would be looking for, they say that they only had me listed for their person of the day. Tomorrow my number might pop up as a possibility for tomorrow's person of the day, but they "can't do anything about tomorrow." I actually had a credit collection rep (in India) say that to me.
I'm in the same situation--get calls about numerous people with my last name and one or the other of my two initials. None of the people being sought are even related to me, as far as I know, much less living with me. I would like to be able to make an official declaration that I have no delinquent debt and that I do not live with anyone who does. I'd be willing to renew the declaration once a year in order to stop receiving these calls that are nothing more than fishing expeditions.
Collectors are not calling me repeatedly because they don't believe me. They are calling me repeatedly because there are so many people with the same last name as me and one of my initials. It is just as annoying to get frequent calls about different individuals as it is to get frequent calls about the same individual.
no.debt.here
1
I have a fairly common last name, and my listing in the phone book uses two initials rather than a first name. I get calls from credit collectors several times a week looking for various people with my last name and one or the other of my two initials. They are just taking a stab in the dark. When I tell them that I don't live with any other family members and that I have an excellent credit rating, they take me off of their list to of numbers for today's person of interest. When I ask them not to call me at all because I have no other people living with me that they would be looking for, they say that they only had me listed for their person of the day. Tomorrow my number might pop up as a possibility for tomorrow's person of the day, but they "can't do anything about tomorrow." I actually had a credit collection rep (in India) say that to me.
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no.debt.here
2
I'm in the same situation--get calls about numerous people with my last name and one or the other of my two initials. None of the people being sought are even related to me, as far as I know, much less living with me. I would like to be able to make an official declaration that I have no delinquent debt and that I do not live with anyone who does. I'd be willing to renew the declaration once a year in order to stop receiving these calls that are nothing more than fishing expeditions.
View this comment in the discussion thread
no.debt.here
3
Collectors are not calling me repeatedly because they don't believe me. They are calling me repeatedly because there are so many people with the same last name as me and one of my initials. It is just as annoying to get frequent calls about different individuals as it is to get frequent calls about the same individual.
View this comment in the discussion thread