Hello Dazed and Abused. Welcome to RegulationRoom, and thank you for sharing your story. Because it seems like you’ve encountered abusive practices from collectors, you may want to consider filing a complaint with CFPB. Their sample letters to debt collectors may also be helpful.
Rules about debt collection litigation are a complicated mix of state law and federal law, and CFPB doesn't have legal authority over absolutely every aspect of debt collection. But as CFPB moves to the next stage (coming up with specific proposals for new rules), it will carefully consider what commenters say here.
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Hello Dazed and Abused. Welcome to RegulationRoom, and thank you for sharing your story. Because it seems like you’ve encountered abusive practices from collectors, you may want to consider filing a complaint with CFPB. Their sample letters to debt collectors may also be helpful. Rules about debt collection litigation are a complicated mix of state law and federal law, and CFPB doesn't have legal authority over absolutely every aspect of debt collection. But as CFPB moves to the next stage (coming up with specific proposals for new rules), it will carefully consider what commenters say here.
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