I am not sure where my comments fit. I am all for consumers right protection but when you see CFPB, FDCPA and other law they are all to make it difficult for collection agencies to do their honest job. But there is never a talk about consumers responsibilities. I agree that some collection agencies are aggressive. but I think a good honest collection agencies also need their rights to do honest work.
Thanks for reading my comments. It would take me many pages to respond, but I will try to keep it very short and you will understand my point.
1. Why a collector require to get consent to call on Cell Phone. In this day and age, cell phone is the way of communication.
2. Why there are so many restrictions to use Predictive Dialing capabilities. It simply makes collectors more efficient.
3. Why do collector required to mail certain letters within certain time frames. It should be collector to decide when a letter is needed.
I can go on and on. I guess you get my point. Law should only be around aggressive collection methods. But when someone owes money they have certain responsibility to make good on their commitments and if you would ask me, all these laws and cottage industry of lawyers created by these laws is simply not helping honest collection service business.
rashidnasim
1
I am not sure where my comments fit. I am all for consumers right protection but when you see CFPB, FDCPA and other law they are all to make it difficult for collection agencies to do their honest job. But there is never a talk about consumers responsibilities. I agree that some collection agencies are aggressive. but I think a good honest collection agencies also need their rights to do honest work.
View this comment in the discussion thread
rashidnasim
2
Thanks for reading my comments. It would take me many pages to respond, but I will try to keep it very short and you will understand my point. 1. Why a collector require to get consent to call on Cell Phone. In this day and age, cell phone is the way of communication. 2. Why there are so many restrictions to use Predictive Dialing capabilities. It simply makes collectors more efficient. 3. Why do collector required to mail certain letters within certain time frames. It should be collector to decide when a letter is needed. I can go on and on. I guess you get my point. Law should only be around aggressive collection methods. But when someone owes money they have certain responsibility to make good on their commitments and if you would ask me, all these laws and cottage industry of lawyers created by these laws is simply not helping honest collection service business.
View this comment in the discussion thread