Welcome to RegulationRoom, alf1052, and thank you for your comment. It sounds like you had a bad experience with Cedars Sinai. Depending on what the collector said to you about ruining your credit score, it may be the kind of statement CFPB is trying to regulate. Please see the topic page, Unlawful collection practices, Substantiating claims about the debt and the effects of payment on credit, to learn more and comment.
Response to Alf -- and I wish I knew how to link these -- I agree the medical profession has the worse abuses because they have the money to hire a full time agency. Yes they make mistakes. I just wrote up how one eye doc got me confused with another person with the same name.
The crux of this, I think, is make them be responsible. They do always want to blame someone else. It's the credit reporting agency. Not it's the doctor's office. It's this or that. That roulette wheel needs to stop, and if not, create sanctions that hit them in the pocket book. And the onus should NOT be on the consumer. How to do that is a matter of drafting up details, but it can be done. When you start to hold people responsible for their actions, then they suddenly stop making mistakes.
Moderator
1
Welcome to RegulationRoom, alf1052, and thank you for your comment. It sounds like you had a bad experience with Cedars Sinai. Depending on what the collector said to you about ruining your credit score, it may be the kind of statement CFPB is trying to regulate. Please see the topic page, Unlawful collection practices, Substantiating claims about the debt and the effects of payment on credit, to learn more and comment.
View this comment in the discussion thread
gmt512
2
Response to Alf -- and I wish I knew how to link these -- I agree the medical profession has the worse abuses because they have the money to hire a full time agency. Yes they make mistakes. I just wrote up how one eye doc got me confused with another person with the same name. The crux of this, I think, is make them be responsible. They do always want to blame someone else. It's the credit reporting agency. Not it's the doctor's office. It's this or that. That roulette wheel needs to stop, and if not, create sanctions that hit them in the pocket book. And the onus should NOT be on the consumer. How to do that is a matter of drafting up details, but it can be done. When you start to hold people responsible for their actions, then they suddenly stop making mistakes.
View this comment in the discussion thread