I would like to see some strict regulation on the number of times a creditor can call in a given period of time. Capital One Bank's dialers will call every single hour if a payment is overdue...sometimes these things are simply overlooked. If I know I am paying bills on a given day, I just use my caller ID and ignore them. I do think that these calls need to be at least limited. It comes down to simple harrasment.
Yes, the Massachusetts model sounds very sensible and the Feds should consider adopting it or something similar. Two contacts in a 7-day period is plenty, but I think wherever the limits are set they will have to be very strictly enforced. These collectors will find any loopholes, excuses or reasons to get around a regulation like this. There has to be zero tolerance, every time, no exceptions. They have violated our privacy and the right to peaceful enjoyment of our home one too many times.
Humblesage
1
I would like to see some strict regulation on the number of times a creditor can call in a given period of time. Capital One Bank's dialers will call every single hour if a payment is overdue...sometimes these things are simply overlooked. If I know I am paying bills on a given day, I just use my caller ID and ignore them. I do think that these calls need to be at least limited. It comes down to simple harrasment.
View this comment in the discussion thread
Humblesage
2
Yes, the Massachusetts model sounds very sensible and the Feds should consider adopting it or something similar. Two contacts in a 7-day period is plenty, but I think wherever the limits are set they will have to be very strictly enforced. These collectors will find any loopholes, excuses or reasons to get around a regulation like this. There has to be zero tolerance, every time, no exceptions. They have violated our privacy and the right to peaceful enjoyment of our home one too many times.
View this comment in the discussion thread