I recently helped out a friend whose Los Angeles business certificate/tax debt was turned over to Alliance One only after 4 years (!) of delinquency, and with no correspondence or notices whatsoever being sent to him prior or during the collection. He found out about its existence when he pulled his Trans Union credit report. Turns out, the city of Los Angeles had a wrong address for him, and never once during the 4 years bothered to check with DMV or otherwise what the correct address was; they just sent it to a collection agency after 4 years. I think creditors and government entities alike should be required to first verify the correct current address of the debtor and send the debtor a letter, certified mail return receipt requested, before they go ahead and just turn it over to collectors. Please help draft legislation to that effect!!!
dkossenko
1I recently helped out a friend whose Los Angeles business certificate/tax debt was turned over to Alliance One only after 4 years (!) of delinquency, and with no correspondence or notices whatsoever being sent to him prior or during the collection. He found out about its existence when he pulled his Trans Union credit report. Turns out, the city of Los Angeles had a wrong address for him, and never once during the 4 years bothered to check with DMV or otherwise what the correct address was; they just sent it to a collection agency after 4 years. I think creditors and government entities alike should be required to first verify the correct current address of the debtor and send the debtor a letter, certified mail return receipt requested, before they go ahead and just turn it over to collectors. Please help draft legislation to that effect!!!
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