As a Director for Collections now for Kennedy Space Center Federal Credit Union, which is over 500 Million in asset size I try as I have for prior union to file suit closest to the Consumers current address. One method is to assign over to an attorney within the current residence-venue of the Consumer. In legal terms we attempt to get service when filing a suit out of state, its method is called obtaining if possible a Alien Juddgement outside from the County and or State the contract/note was originally signed. There are states in the Union that do note accept foreighn judgments. So recording a judgement obtained for example in Floirda and rerecorded in another State may not be possible.
Telephonic pretrial-hearings can be scheduled in support of a consumer having to work; times set and or scheduled with a court representative could passify this issue.
Additionally, as loans are set up on varied systems and they fall in to collections for calls to be made a break-out of phone types should be part of the "Solutions" . Example Home designated area, work designated area and Mobile-cell as well. Three separate 'Solutions" therefore giving a increased likelyhood of calls to be within what the statue requires.
As Director I can clearly in good faith state that as we service our potential losses and my Team make collection calls contact is generally made at work place as well. Let me also state that many of the call backs are made from Members at work as well. It all depends on the employer and the work conditions surrounding the consumer.
Let's keep it as simple as possible. Based on 3rd party disclosure statue blocking the ID benifits the consumer. One never knows who is at the other end of the phone.
dmelendez@kscfcu.org
1
As a Director for Collections now for Kennedy Space Center Federal Credit Union, which is over 500 Million in asset size I try as I have for prior union to file suit closest to the Consumers current address. One method is to assign over to an attorney within the current residence-venue of the Consumer. In legal terms we attempt to get service when filing a suit out of state, its method is called obtaining if possible a Alien Juddgement outside from the County and or State the contract/note was originally signed. There are states in the Union that do note accept foreighn judgments. So recording a judgement obtained for example in Floirda and rerecorded in another State may not be possible.
View this comment in the discussion thread
dmelendez@kscfcu.org
2
Telephonic pretrial-hearings can be scheduled in support of a consumer having to work; times set and or scheduled with a court representative could passify this issue.
View this comment in the discussion thread
dmelendez@kscfcu.org
3
Additionally, as loans are set up on varied systems and they fall in to collections for calls to be made a break-out of phone types should be part of the "Solutions" . Example Home designated area, work designated area and Mobile-cell as well. Three separate 'Solutions" therefore giving a increased likelyhood of calls to be within what the statue requires.
View this comment in the discussion thread
dmelendez@kscfcu.org
4
As Director I can clearly in good faith state that as we service our potential losses and my Team make collection calls contact is generally made at work place as well. Let me also state that many of the call backs are made from Members at work as well. It all depends on the employer and the work conditions surrounding the consumer.
View this comment in the discussion thread
dmelendez@kscfcu.org
5
Let's keep it as simple as possible. Based on 3rd party disclosure statue blocking the ID benifits the consumer. One never knows who is at the other end of the phone.
View this comment in the discussion thread