I would like to see the time frame for validation change. I, as a consumer, have 30 days from the date of the letter to dispute the debt, however, the collection agency can take as long as they want, even years, to get back to the consumer. This practice is not only bad but some charge interest on the debt, even though they don't call it that (fee's???), all the time they are 'looking into it". If I have 30 day's they should have the same time frame to get back to me, period.
Collection Agency's' should be REQUIRED by law to show their phone number when calling a debtor. Most if not all come up "unknown". What are they trying to hide? If they are a legitimate company then they should have no problem showing their number. If I call them, and my number is blocked, I can't get thru until I unblock my number. If they truly are legitimate, they should want to do things fair and above board.
If I am paying for the minutes on my phone, which I do, then I should be able to chose who's call I do and do not want to answer. When it comes up 'unknown", how do I know it's a Collection Agency, a telemarketer trying to sell me vacation homes, cruse lines trying to sell me a cruse, someone wanting to offer me a better mortgage rate, ect... Every call I answer deducts time from my minutes and that is NOT fair to me. I now block ALL "unknown, withheld & private" calls. If they truly are legidimate and want to talk to me, press 1 to unblock, just like I have to.
Evil Empire 58
1
I would like to see the time frame for validation change. I, as a consumer, have 30 days from the date of the letter to dispute the debt, however, the collection agency can take as long as they want, even years, to get back to the consumer. This practice is not only bad but some charge interest on the debt, even though they don't call it that (fee's???), all the time they are 'looking into it". If I have 30 day's they should have the same time frame to get back to me, period.
View this comment in the discussion thread
Evil Empire 58
2
Collection Agency's' should be REQUIRED by law to show their phone number when calling a debtor. Most if not all come up "unknown". What are they trying to hide? If they are a legitimate company then they should have no problem showing their number. If I call them, and my number is blocked, I can't get thru until I unblock my number. If they truly are legitimate, they should want to do things fair and above board.
View this comment in the discussion thread
Evil Empire 58
3
If I am paying for the minutes on my phone, which I do, then I should be able to chose who's call I do and do not want to answer. When it comes up 'unknown", how do I know it's a Collection Agency, a telemarketer trying to sell me vacation homes, cruse lines trying to sell me a cruse, someone wanting to offer me a better mortgage rate, ect... Every call I answer deducts time from my minutes and that is NOT fair to me. I now block ALL "unknown, withheld & private" calls. If they truly are legidimate and want to talk to me, press 1 to unblock, just like I have to.
View this comment in the discussion thread