I agree. Most creditors already have this information in contracts and other correspondence to the debtor. This additional notice is unnecessary would be cumbersome and costly.
The FDCPA needs to be brought into current times. It is more efficient and effective for collectors for sure. It is the preferred method of communication for consumers without a doubt. Most would certainly rather get an email or text, rather than a phone call. Regular mail is inefficient and becoming more expensive every year and often ignored. It benefits everyone to update to allow using modern technology to communicate with each other.
Social networking is can should be used for locating only. I don't believe that communications through social networking is in the best interest for any of the parties involved.
Millertime
1
I agree. Most creditors already have this information in contracts and other correspondence to the debtor. This additional notice is unnecessary would be cumbersome and costly.
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Millertime
2
this is not necessarily true. There are services that text and the sender pays for the text.
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Millertime
3
The FDCPA needs to be brought into current times. It is more efficient and effective for collectors for sure. It is the preferred method of communication for consumers without a doubt. Most would certainly rather get an email or text, rather than a phone call. Regular mail is inefficient and becoming more expensive every year and often ignored. It benefits everyone to update to allow using modern technology to communicate with each other. Social networking is can should be used for locating only. I don't believe that communications through social networking is in the best interest for any of the parties involved.
View this comment in the discussion thread